Agentic payments for insurance.
Payments Solution for Insurance Companies
Payments Solution for Insurance Companies
Eliminate the data–dollar disconnect by automating how money moves across brokers, carriers, and partners.
Faster settlement. Zero reconciliation chaos.
Eliminate the data–dollar disconnect by automating how money moves across brokers, carriers, and partners.
Faster settlement. Zero reconciliation chaos.
A Future-Proof Payments Solution for Insurance
FidoPact Settlement Orchestration for Insurance empowers carriers and brokers with a non-custodial payments layer to tackle slow treasury reconciliation, mismatched policy data and manual same-day close.
FidoPact Settlement Orchestration for Insurance empowers carriers and brokers with a non-custodial payments layer to tackle slow treasury reconciliation, mismatched policy data and manual same-day close.
Cash-to-message matches resolved without manual review
ACORD-compliant messages emitted, no behaviour change
Automated workflows orchestrated every day across systems
Platform reliability maintained across infrastructure
Reduction in manual workflow coordination across teams
Automated workflows orchestrated every day across systems
ACORD-compliant messages emitted, no behaviour change
Platform reliability maintained across infrastructure
Automate Every Step of Your Reconciliation
Automate Every Step of Your Reconciliation
Bring premium records, bank data, payment service provider transactions, and partner documents into perfect sync.
Bring premium records, bank data, payment service provider transactions, and partner documents into perfect sync.
Reconciliation
Automate Every Step of Your Reconciliation Bring premium records, bank data, payment service provider transactions, and partner documents into perfect sync.
Sub-Ledger
Your Entire Insurance Tech Stack Unified A specialised financial sub-ledger that connects your policy admin systems, bank accounts, and payment providers.
Accelerate Distribution
Automate payout scheduling and initiation with full embedded compliance and payment controls, approvals, and direct, verified bank account integrations.
AI Financial Intelligence
Leverage machine learning to auto-match transactions, detect anomalies, flag exceptions, and predict cash flow patterns across counterparties.
Reconciliation
Automate Every Step of Your Reconciliation Bring premium records, bank data, payment service provider transactions, and partner documents into perfect sync.
Accelerate Distribution
Automate payout scheduling and initiation with full embedded compliance and payment controls, approvals, and direct, verified bank account integrations.
Sub-Ledger
Your Entire Insurance Tech Stack Unified A specialised financial sub-ledger that connects your policy admin systems, bank accounts, and payment providers.
AI Financial Intelligence
Leverage machine learning to auto-match transactions, detect anomalies, flag exceptions, and predict cash flow patterns across counterparties.
How Fidopact Works?
How Fidopact Works?
FidoPact sits alongside the tools you already run and closes the gap between settlement agreement and money movement. It ingests remittances in any format, reconciles cash to premium line-by-line, nets and screens payments, and delivers clean, pre-allocated remittances non-custodially — so unallocated cash disappears, disputes fall, and treasury closes in days, not weeks.FidoPact sits alongside the tools you already run and closes the gap between settlement agreement and money movement. It ingests remittances in any format, reconciles cash to premium line-by-line, nets and screens payments, and delivers clean, pre-allocated remittances non-custodially — so unallocated cash disappears, disputes fall, and treasury closes in days, not weeks.
FidoPact sits alongside the tools you already run and closes the gap between settlement agreement and money movement. It ingests remittances in any format, reconciles cash to premium line-by-line, nets and screens payments, and delivers clean, pre-allocated remittances non-custodially — so unallocated cash disappears, disputes fall, and treasury closes in days, not weeks.FidoPact sits alongside the tools you already run and closes the gap between settlement agreement and money movement. It ingests remittances in any format, reconciles cash to premium line-by-line, nets and screens payments, and delivers clean, pre-allocated remittances non-custodially — so unallocated cash disappears, disputes fall, and treasury closes in days, not weeks.
Connect Your Systems
Link your ACORD messaging, ledger, and bank accounts through ASG Adept — no rip-and-replace of the tools you already run.
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Connect Your Systems
Link your ACORD messaging, ledger, and bank accounts through ASG Adept — no rip-and-replace of the tools you already run.
Ingest & Match
Read remittances in any format and match every payment line-by-line against TA and FA data, resolving mismatched UUIDs automatically.
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Ingest & Match
Read remittances in any format and match every payment line-by-line against TA and FA data, resolving mismatched UUIDs automatically.
Net & Settle
Calculate net positions, run CoP/VoP and sanction checks, and release funds non-custodially so money never leaves the counterparty's control.
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Net & Settle
Calculate net positions, run CoP/VoP and sanction checks, and release funds non-custodially so money never leaves the counterparty's control.
Reconcile & Report
Deliver clean, pre-allocated remittances to carriers and close treasury same-day, with a full audit trail across the settlement lifecycle.
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Reconcile & Report
Deliver clean, pre-allocated remittances to carriers and close treasury same-day, with a full audit trail across the settlement lifecycle.
Platform Capabilities
Platform Capabilities
Core infrastructure for coordinating workflows, systems, and execution across your stack.
Core infrastructure for coordinating workflows, systems, and execution across your stack.
ACORD Integrated
Natively speaks ACORD/EBOT over ASG Adept, so messages and money stay in sync.
Reduced Unallocated Cash
Automatically identify and allocate every payment for accurate cash application.
Faster Settlements
Clear payable balances and produce carrier remittances in days, not weeks.
AI-Powered
AI ingestion reads any format — PDF, Excel, custom — for line-by-line AI-enabled matching.
Account Verification
Automatic CoP/VoP verification and re-verification on every counterparty account.
Multi-Entity & Multi-Currency
Consolidate across entities and currencies, unify reporting, and clear intercompany imbalances.
Solutions for Modern Teams
Solutions for Modern Teams
FidoPact helps each side of the market reconcile cash to policy data, settle premium faster, and operate with clear financial truth.
FidoPact helps each side of the market reconcile cash to policy data, settle premium faster, and operate with clear financial truth.
For Carriers
Match incoming broker and remittances to premium automatically, clear payable balances, and close treasury same-day. Outcome: Reconciled cash on arrival, unallocated balances eliminated.
For Carriers
Match incoming broker and remittances to premium automatically, clear payable balances, and close treasury same-day. Outcome: Reconciled cash on arrival, unallocated balances eliminated.
For Brokers
Reconcile IBA line-by-line, produce clean pre-allocated remittances, and keep client and trust accounts accurate. Outcome: Faster settlements and fewer disputes with carriers.
For Brokers
Reconcile IBA line-by-line, produce clean pre-allocated remittances, and keep client and trust accounts accurate. Outcome: Faster settlements and fewer disputes with carriers.
For MGAs
Schedule, approve, and release partner payouts through a secure workflow with built-in sanction checks. Outcome: Compliant, on-time settlements without manual treasury work.
For MGAs
Schedule, approve, and release partner payouts through a secure workflow with built-in sanction checks. Outcome: Compliant, on-time settlements without manual treasury work.
For Reinsurers
Reconcile technical accounts and net positions across cedents and treaties, matching cash to bordereaux. Outcome: Clean settlement across complex reinsurance flows.
For Reinsurers
Reconcile technical accounts and net positions across cedents and treaties, matching cash to bordereaux. Outcome: Clean settlement across complex reinsurance flows.
For Carriers
Match incoming broker and MGA remittances to premium, clear payable balances, and close treasury same-day. Outcome: Reconciled cash on arrival, unallocated balances eliminated.
For Brokers
Reconcile IBA line-by-line, produce clean pre-allocated remittances, and keep all client and trust accounts accurate. Faster settlements and fewer disputes with carriers.
For MGAs
Schedule, approve, and release partner payouts through a secure workflow with built-in sanction checks. Outcome: Compliant, on-time settlements without manual treasury work.
For Reinsurers
Reconcile technical accounts and net positions across cedents and treaties, matching cash to bordereaux. Outcome: Clean settlement across complex reinsurance flows.
Security & Compliance
Security & Compliance
Enterprise-grade data protection for insurance and finance.
Enterprise-grade data protection for insurance and finance.
End-to-End Encryption
All data in transit and at rest is protected using modern encryption standards.
Role-Based Access Control
Define permissions, approval layers and access policies across system.
Audit Logging
Track system activity and operational changes with full audit trails.
Compliance Standards
Built to support modern compliance frameworks used by enterprise systems.
Data Protection
Data is isolated, secured, and handled according to strict protection policies.
Stop chasing unallocated cash. Start automating payments.
Reconcile cash to policy across the tools you already run, and close treasury without the manual work.
Stop chasing unallocated cash. Start automating payments.
Reconcile cash to policy across the tools you already run, and close treasury without the manual work.
Stop chasing unallocated cash. Start automating payments.
Reconcile cash to policy across the tools you already run, and close treasury without the manual work.